Privacy Policy

Guardian Health Agency
Version 1.0 – Last Updated September 15, 2025

1. Introduction

Welcome to Guardian Health Agency. Protecting your privacy and safeguarding your personal information is one of our top priorities. This Privacy Policy explains how we collect, use, disclose, and protect your information when you interact with our website and services.

By using our website or services, you agree to the terms outlined in this Privacy Policy. If you do not agree, please discontinue use of our site.

2. Information We Collect

2.1 Personal Information

When you request a quote, enroll in a health plan, or communicate with us, we may collect information such as:

• Full name

• Address

• Email address

• Phone number

• Date of birth

• Social Security number (when required for insurance applications)

• Income and household information (to determine subsidy eligibility)

• Medical information relevant to plan enrollment

2.2 Non-Personal Information

We may also automatically collect non-identifying information including:

• IP address

• Browser type and version

• Device information

• Operating system

• Date, time, and pages accessed

3. How We Use Your Information

We use the information collected to:

• Help you explore, apply for, and manage ACA health plans

• Process enrollment applications and provide plan updates

• Communicate with you about your coverage and policy options

• Improve our website and customer service experience

• Send important notices, reminders, or promotional offers (if opted in)

• Monitor site traffic and usage trends for security and performance

4. How We Share Your Information

Guardian Health Agency does not sell or rent your personal information. We may share information only in the following cases:

• With insurance carriers and marketplace entities to process your health coverage application

• With trusted third-party vendors who help us operate our website, process payments, or provide marketing support

• When required by law to comply with legal or regulatory obligations

• With your consent for specific services or promotions

5. How We Protect Your Information

We implement strict security measures to protect your personal data, including:

• Secure, encrypted servers and transmissions

• Regular system monitoring and security audits

• Restricted access to sensitive information

• Compliance with HIPAA and federal privacy standards where applicable

6. Cookies and Tracking Technologies

We may use cookies, pixels, and other tracking tools to improve site functionality, analyze visitor behavior, and deliver tailored advertisements. You can manage your cookie preferences through your browser settings.

7. Third-Party Websites

Our website may link to external websites. Please note that Guardian Health Agency is not responsible for the privacy practices or content of third-party sites. We encourage you to review their policies before providing personal information.

8. Children’s Privacy

Our services are not directed to children under the age of 13, and we do not knowingly collect information from minors. If we discover that we have inadvertently collected information from a child, we will promptly delete it.

9. Policy Updates

We may update this Privacy Policy as needed to reflect changes in our practices or applicable laws. Updates will be posted on this page with a revised “Last Updated” date.

10. Your Privacy Choices

• You may opt out of promotional emails at any time by clicking the “unsubscribe” link in the message.

• Even if you unsubscribe, we may still send you non-promotional communications (such as enrollment confirmations or required notices).

11. Contact Us

If you have any questions or concerns regarding this Privacy Policy or how your data is handled, please contact us:

Guardian Health Agency